Emergency Savings: Helping employees build a safety net.

• Our emergency savings account (ESA) is an after-tax savings vehicle that earns interest to help pay for emergency expenses without penalties.
  • Teachers and administrators can grow their savings with the help of PlanScope™’s high-paying interest rate and manage their ESA seamlessly with an intuitive portal.
  • Teachers and administrators can get as fast as next-day funds withdrawal. Alongside other Simplicity PlanScope360™ products, they can navigate both short and long-term savings in one place, on one unified platform.
  • Teachers and administrators can stay on track toward financial goals with a benefit that builds healthy savings habits. They can cover immediate expenses without having to access long-term savings or incur costly debt.

Student Loan Repayment: Integrating student debt solutions into the benefits package.

• We power education benefit programs including,
  • Student Loan Pay-down: Help employees pay back student debt faster and save for the future sooner via contributions to their student loans. Contributions up to $5,250/ year/employee1 are tax-free for employees and tax deductible for you.
  • College Saveup: For many Americans, education is one of the most costly yet most valued investments of a lifetime. Amplify employee savings for a loved one’s future education via direct contributions to their 529 education savings plans.
  • Student Loan Retirement Match: Make savings more inclusive for all employees by removing student debt as a barrier to retirement savings. With PlanScope360™, you can match employees’ student loan payments with contributions towards their retirement account.
  • Financial Core: Equip employees to take control of their financial future via complimentary learning modules, interactive tools, and student loan refinancing opportunities2 with subscription to the above products.